A Primerica representative’s ability to offer products and services is restricted based on the licenses held, and the states in which the individual is registered. Not all representatives are authorized to sell all products and services in all states. For additional information about a representative, including licenses and state registrations, please visit www.BrokerCheck.com. PFS Investments offers both brokerage and advisory accounts. Representatives do not have investment discretion over any client account or assets. For additional information about the products and services available in brokerage and advisory accounts, including fees, expenses and compensation, please review a copy of Investing with Primerica, available from your representative. PFS Investments Inc. is a registered broker-dealer and is a member of FINRA and SIPC. PFS Investments Inc. is anSEC-registered investment adviser doing business as Primerica Advisors. Securities offered by PFS Investments, Inc. 1 Primerica Parkway Duluth GA 30099 - Investors should carefully consider the investment objectives, risks, charges, fees and expenses of any mutual fund before investing. This and other important information can be found in the fund’s prospectus and, if available, the summary prospectus. Please read the prospectus and, if available, the summary prospectus carefully before investing. The Lifetime Investment Platform is an advisory program sponsored by Primerica Advisors. For information about the Primerica Advisors, please ask your advisor for a copy of the Lifetime Investment Platform Form ADV Part 2A Appendix 1 wrap fee program brochure. Primerica Advisors is the trade name under which PFS Investments Inc. conducts its investment advisory business. In the United States (except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia. In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York.

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